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Loan Officers

Experienced Staff. Exceptional Service

Pam Carpenter

Photo of Pam CarpenterBusiness Address:
3106 South WS Young Dr. Bldg D, Ste 402
Killeen, TX 76542

Office Phone: 254-526-5100 or 800-759-7224

Fax: 254-680-6106


NMLS Number: 759247


Pam Carpenter, President of FCM, has been with FCM since it became part of FNBT in July 1988. The original founders of FCM were Jim Luther and Sissy Miller who had strong ties in the mortgage industry. Upon their retirement in 1990, Pam was given the opportunity to manage the mortgage department, which she has done ever since.

About Pam: 

Pam has received countless appreciation and recognition awards since the inception of First Community Mortgage but her greatest award is working for a great company that is recognized as a leader in the mortgage industry and has had the same name for over 20 years; this could not happen without being recognized as a leader.